Hi
I am working on several different cases like this- 1) There are many interest-only mortgage complaints that are time-barred but the complainants believe the court is more likely to be sympathetic than FOS in allowing the complaint. I am defending several cases and solicitors say there are many others awaiting instructions. 2) Also – There are complaints (often consumer credit) where FOS redress is unlikely to exceed a few hundred pounds, so these are un-commercial for a CMC. If that case is referred directly to the court, avoiding FOS, there is no restriction on the legal fees that can be charged. FOS says that a regulated firm cannot force a complainant to contact them.
SA.