Telos is a lead consortium firm and can mobilise some of the most experienced – and high profile – compliance experts in the financial services industry.

All regulated firms need to consider the difference between being half a step behind – and half a step in front.

Being half a step behind requires the full effort and cost to be compliant – but risks falling foul of the regulators.

Being half a step ahead doesn’t cost much more in the short term but saves a huge amount in the medium term, and creates elbow room to integrate compliance into the business efficiently.

It’s possible to get half a step ahead by taking the regulators speeches, comments and informal briefings into account, by understanding how the regulator is likely to think – and by talking to us. That’s where we operate, and that’s where our successful clients are now.

Regulation services

• AUTHORISATIONS
• SKILLED PERSONS REPORTS (S166 AND S166A)
• RELATIONSHIP WITH FCA
• SYSTEMS AND CONTROLS (SYSC)
• CONDUCT OF BUSINESS
• REGULATED ADVICE
• COMPLAINTS AND DISPUTE RESOLUTION
• PAST BUSINESS REVIEWS AND REMEDIATION
• AUDIT & POST IMPLEMENTATION REVIEW

Industry sectors

• CONSUMER CREDIT
• MORTGAGES
• INTERMEDIARIES
• LIFE, HEALTH AND PENSIONS BUSINESSES
• WEALTH MANAGEMENT
• BUILDING SOCIETIES
• FRIENDLY SOCIETIES
• BANKING
• PEER TO PEER LENDING

• Authorisation -FCA
• Client Assets
• Complaints Handling Reviews
• Documentation
• Enforcement Action - Financial Services
• Expert Witness - Financial Services
• File Review
• Money Laundering/Financial Crime Advice and Reviews
• Payments Services Registration and Compliance
• Regulatory Returns Assistance
• Regulatory Updates

• Consumer Credit Providers
• IFA (incl IFA divisions of financial institutions)
• Insurance Brokers - General
• Insurers
• Investment Banks
• Mortgage Brokers
• Mortgage Lenders/Administrators
• Retail investment management