Association of Professional Compliance Consultants

The body for compliance consultants who advise firms regulated in the UK.

The APCC is active in enhancing the professional standards of compliance consultants and is recognised as a trade body by the FCA and other regulators. This provides our members with significant benefits in terms of direct access to the Regulators as well as business leads.  The APCC often works in conjunction with the FCA to pilot or test new initiatives, and we also provide with valuable feedback on specific subjects as requested by them.

APCC Virtual Spring Conference Speakers information

Tuesday 9th March and Wednesday 10th March

Click here to secure your place at this year’s event! 

Morning Keynote Speaker; Peter Ewing (FCA)
9:10 – 9:55am Q+A with the regulator – FCA SMCR Supervision
Peter will look at the key challenges envisaged for 2021 and provide scope of the regulators planned supervision. Attendees will have an opportunity to ask the regulator your burning SMCR questions.

Simon Collins; Managing Director, Financial Services Advisory, Konexo (a Division of Eversheds Sutherland)
9:55 – 10:15am How well have firms embedded SMCR into their ‘Governance and Conduct’.
Simon will look at the true challenges of SMCR in a post covid ‘business as usual’ world.

Fiona Kidy – FSCS
10:15 – 11:00am A Q&A session with the FSCS
*More TBA*

Robbie Constance and Andrew Jacobs, DWF Law
11:10 – 11:40 A Lawyers perspective on FCA Enforcement and relevant case studies.
Andrew has been a regulatory professional for over 17 years, with an in-depth knowledge of FCA, PRA and European regulation affecting numerous types of firm and a range of Retail and Wholesale products / Financial Instruments.
During his career, Andrew has also been an Approved Person and has held the FCA senior management / significant impact functions for 9 different regulated firms in the capacity of a Board Director, Compliance Oversight and (Anti-)Money Laundering Reporting Officer.
Andrew previously worked for one of the UK Big Four Accounting firms as a Regulatory Consultant and has successfully executed assignments for a range of clients.
Projects include:
• Leading and managing FCA Section 166 reviews, in the areas of Conduct Risk, Suitability/Appropriateness, Client Money and Governance.
• Undertaking wider deep-dive thematic reviews in respect of a firm’s Systems & Controls (SYSC) responsibilities.
• Providing ongoing outsourced compliance monitoring resource and undertaking reviews acting as the second line of defence in a contract of secondment capacity.
• Reviewing and designing target operation models for the compliance functions.
• Providing regulatory advice and support in respect of AIFMD, Anti-Financial Crime, RDR, Dodd-Frank, FATCA, AIFMD, UCITS, UCIS and Basel III/CRD IV.

Jim Winter – Regional Director (UK).
11:40 – 12:20 Integrity and Culture at Work. Jim will divulge some classic workplace dilemmas, hosting an interactive session looking a modern-day culture and conduct issues.
Jim Winter joined the CISI in June 2018 as Regional Director for the UK, from his role as UK Sales Director at Canada Life UK. Jim started his financial services career with Lloyds Bank, working in their Life Assurance and Group Compliance Divisions, subsequently joining their Private Bank Division. He then he worked for Birmingham based BHSF, where he led the sales function for 8 years overseeing year on year growth. Before joining BHSF Jim worked with American International Group in the City, where he held senior roles, including leading the B2B sales team, National Sales Manager & National Accounts Manager, looking after major accounts including the Ministry of Defence & Sainsbury’s. Jim is married with two grown up daughters and lives in Bishops Stortford.

Sarah Wallace – Partner at Constantine Law
12:30 – 1:30pm Non-financial misconduct
Sarah will discuss how non-financial conduct can be ‘toxic’ and ‘career limiting’ in the workplace, damage culture, wellbeing and mental health and trigger scrutiny from an FCA regulatory perspective. Sarah will also deconstruct a case study in this area.

Wednesday 10th March

Emma Krygier – FCA Head of Supervision hub
9:15 – 10:00am Emma will provide an update of the supervision hub work (Firm Contact Centre) and look ahead at their planned projects for 2021 as well as giving an oversight of the issues and challenges that the Supervision Hub are seeing from regulated firms.
Emma’s passion for personal growth and people development started in Contact Centres. During over 20 years in this industry, she has built her leadership skills through working for a respected Outsourcer, followed by 10 years working as a Consultant and 5 years as a Director at EE. She is now consulting in People and Performance, specialising in Contact Centres and People Director at HGS, a global outsourcer. Emma brings a wealth of experience in all aspects of customer management with a solid track record in a variety of disciplines from contact centre management, project management to operations, marketing, coaching, facilitation and training.

Graham Barrow – Author of the Dark Money Files
10:00 – 10:50am ‘The story behind the story’ – Graham will talk about the use of UK shell companies behind the Beirut explosion and the surrounding leaked intelligence, as well as a follow up to his last session on the ‘BBC’s Panorama’ special and look at how deep is Russian interference.
Graham has worked in financial services for the past twenty-five or more years, latterly providing expertise to a number of high-profile banks in relation to their financial crime control frameworks. He has written the due diligence policy for one global bank and contributed significant expertise to many others. He works closely with a large number of investigative journalists in both print and broadcast media, helping them to identify and write about organised crime and corruption specifically in respect of the use of legal entities (companies) for laundering the proceeds of their crimes. Graham has recently taken up a role as Head of Financial Investigations at Caspian, advising them on technical elements relating to money laundering in order to assist in the building of Artificial Intelligence applications to assist bank and other financial institutions in identifying potential money laundering red flags in a risk sensitive manner. Graham has become well known in the industry as one half of “The Dark Money Files” podcast which has rapidly acquired pre-eminent status within Financial Crime Compliance departments and beyond for explaining a wide range of technical subjects in a light hearted and easy to understand manner. Graham regularly speaks at in-house and public events to raise awareness of the close links between financial crime and the organised criminal gangs and corrupt individuals who are responsible for so much of the dirty money entering the financial system and, in particular, the role of UK entities in enabling this.

Dr Roger Miles; PhD, FRSA
11:00 – 11:40am The coming of FCA Culture Assessments (H2/2021)
Roger Miles researches human-factor risks in regulated financial sector firms and helps steer their responses to the new “behavioural regulation” of Conduct, Culture and Reputation Risk. He delivers workshops for firms’ leadership groups and visiting lectures at the universities of London (LSE; Imperial College), Cambridge, and Cranfield (UK Defence Academy). His published work includes the industry handbook Conduct Risk Management: A behavioural approach (Kogan Page); the psychology of risk encyclopedia in the LSE’s annual Behavioral Economics Guides (behavioraleconomics.com); the Conduct and Culture video series for Finance Unlocked (financeunlocked.com); and a long-running popular commentary series on risk culture for Thomson Reuters.
Working both with sector groups including UK Finance’s Academy initiative, which he co-founded, and directly with senior leaders in regulated firms, he assembles and develops improved indicator sets and reporting formats. He gathers and socializes best practice in measuring and reporting human-factor risk among several hundred regulated firms, typically engaging one-to-one with more than 3000 attested Senior Managers each year. He also contributes by invitation to regulatory change programmes in the finance, technology and food sectors in the UK and internationally, as behaviour-based regulation expands across other jurisdictions, working with current initiatives in a number of European countries, the USA, Australia, Japan, Singapore and South Africa.
After Oxford degrees and audit training with PwC, he advised major public companies as a partner in investor relations firm Georgeson & Co. He led risk initiatives for the principal banking advocacy groups in London and Brussels, then risk communications programmes for HM Government. For his PhD (Risk, KCL), he conducted original, live, concurrent research into banks’ rule-gaming of regulatory capital reporting during 2006-7. In 2010 he correctly predicted the regulatory regime change to a Conduct-based approach.

Nick Andrews (Managing Director at MPAC Ltd) and Stephen Ryan (COO of CipherTrace)
11:40 – 12:10pm Nick and Stephen will discuss Crypto and block-chain, how does the work being currently undertaken in the US affect and translate across to UK firms. This will also look at the true Financial Crime elements and Money Laundering issues.

Tim Fassam – PIMFA Head of Policy
12:20 – 1:10pm Tim will provide an update on the post Brexit/post Covid regulatory world and give an overview of the key Policy Issues that will be relevant for all regulated firms as we move back to ‘business as usual’.

Tim joined PIMFA as Director of Government Relations and Policy in March 2020. He is responsible for PIMFA’s relationships with government’s and regulators as well regulatory and supervisory policy.
He joined from TheCityUK where he was Managing Director of Public Affairs, Policy and Research. Prior to this he spent ten years at Prudential in a range of public affairs roles, latterly as UK Public Affairs Director and Head of the Group Chairman’s Office. Earlier in his career he worked for Barclays supporting the Chairman and CEO during the financial crisis.

Branko Bjelobaba – Branko Ltd
1:10 – 1:30pm FCA BI Supreme Court post judgement update and how it impacted the General Insurance industry

Branko Bjelobaba FCII has worked for 33 years across the sector and latterly at PwC and GISC and has led his own consultancy practice for 17 years. He works closely with BIBA (and has published its compliance manual since 2004) and the CII and has provided many well-received (even entertaining…) training events throughout the UK. He is a recipient of the Thomson Reuters Compliance Personality of the Year Award and the London Market People Award for Legal and Compliance and is a long standing member of the APCC. As a leading commentator Branko has been covered by the insurance press on 40+ occasions and had provided 100+ CPD events reaching 6,000+ people